Cream Of Wheat, a hot cereal, was created by millers in North Dakota. During the economic depression of that year, the Diamond Mill of Grand Forks was looking to revive their business.. The head miller, Thomas S. Amidon, convinced the partners (Emery Mapes, George Bull, and George Clifford, Sr.) to try making a porridge product using farina. George Clifford's brother, Fred Sr., came up with the name Cream of Wheat because the product was so white. Four years later to the then thriving milling city of Minneapolis, where it was produced for a century.

Following the bailout by the US of the American Finance Industry other countries around the world are facing similar problems From Iceland to Germany as governments around the world have to decide if they should let large and small finance companies go bust or provide bailouts. Stock Markets around the world also suffer massive losses ranging from the United States to Russia as concerns over the economy give the markets concern.