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TODAY IN HISTORY

    UK V2 ROCKET
    September 8, 1944 - Germany, UK

    Germany launches the first V2 rocket on London, over the next six months Germany launched 1,400 at Britain ending in March 1945. At the end of world war II both the US and the Soviet Union tried to gain as many V2's and more importantly the scientists who had worked on them, there is a V2 on display in the Smithsonian Air and Space Museum in Washington alongside a Saturn rocket. The V2 rocket is the base of the early space rockets and inter ballistic rockets with the three main components needed for a rocket, large liquid-fuel rocket engines, supersonic aerodynamics, and guidance and control systems developed for the V2.

    SMOKING AND HEART DISEASE
    September 8, 1961 - United States

    Statistical evidence linking heavy smoking with heart disease was reported in the Journal of the American Medical Association. Drs. Daniel J Nathan and Dr. David M. Spain had studed 3,000 men. They found that for smokers of over 40 cigarettes daily and aged under 51 years, their chance of having coronary heart disease almost doubled. Further, among those studied that had coronary heart disease, 57% of heavy smokers suffered heart attacks, as compared to only 31% of light smokers. The doctors said it remained an "open question" whether the statistics were proof that heavy smoking was a cause of hardening of coronary arteries. Only a four-sentence article on page 3 appeared in the New York Times.

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  • Rules for Happiness
    by Immanuel Kant

    "...Rules for Happiness: Something to do, Someone to love, Something to hope for...."
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    by Earth Day, Kenya

    "...All of us have a God in us, and that God is the spirit that unites all life, everything that is on this planet. It must be this voice that is telling me to do something, and I am sure it'as the same voice that is speaking to everybody on this planet at least everybody who seems to be concerned about the fate of the world, the fate of this planet. Wangari Maathai-Noble Peace prize winner, Deputy Minister of Environment, founder Green Belt movement in Kenya...."

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    Steve Jobs' annual salary was $1, just enough to keep company health benefits. Drug Abuse
    about Facts about Drugs

    Facts about drugs can protect against drug abuse. Legal drugs, such as alcohol and tobacco, kill more people than illegal drugs. Tobacco (smoking cigarettes) kills more people than any other drug. Illegal drugs including heroin, cannabis, ecstasy and amphetamines can have unknown or dangerous ingredients. Mixing drugs, especially with alcohol, can be fatal.

Canada Mortgage :

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Do you want to qualify for a Canada mortgage? Discover basic information you need to provide a lender.

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Many people who are looking for a mortgage loan may think that they can only get it at an official Canadian bank. The truth is, there are only 5 major banks in Canada while there are over 70 lenders that can provide you with many choices.

The banks want to keep this a secret. As a matter of fact, the mortgage rates that lenders offer are far more competitive than those at most major banks such as BMO, CIBC, RBC, TD and Scotia. While consumers do not enjoy the lender?s mortgage rates, the certified mortgage brokers do.

With just one touch of a button, the Canadian brokers have access to lenders themselves or the sources, allowing them the opportunity to research mortgage rates and services and products.

For a person who wants to have the best mortgage rate doing the research himself would take more than a year to visit all 70 lenders. On the other hand, a mortgage broker can do the task in just a few hours, because they have online access to such information, hence; they can save you time, money and effort.

The banks may only offer between 5 and 6 different products and rates including New to Canada, Fix rates, Closed Mortgages, Open mortgages, No Income Mortgages and Variable Rate Mortgages. To keep themselves competitive towards the major banks, the 70 lenders offer between 10 and 15 products. However, not all products and services are applicable to every client.

The problem is how can you find the ideal mortgage product and rate without researching all the lenders. As their profession, mortgage brokers glimpse hastily through the complex nature of mortgages for their clients, making it difficult for their client to differentiate the difference among 70 lender?s mortgage products and rates. Hence, it will be virtually impossible for the clients to figure out the ideal mortgage.

With software, mortgage brokers search for mortgage products that can be useful for you. This gives you quick and accurate information. Then you can decide which lender fits your financial condition and requirements.

Any bank in Canada will tell you that private mortgage lenders would love to work with people who have bad credit, because they can charge them higher fees. Most banks will not give you a loan if you have bad credit.

A private mortgage lending service works will all sorts of people. In contrast, many private mortgage lenders do not charge a fee for their services. The banks on the other hand do.

By offering all services to customers regardless of their credit score, Canadian Mortgage lenders help their customers save money, which creates good customer relations. In the end, such good service earns lenders more clients through referrals.

There are many lending opportunities that are not as expensive as what most major banks offer. Through the official Canadian banking system, people can enjoy reasonable mortgage rates. The only thing people need to do is to visit a private mortgage broker and discuss with him the available options.

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  • 4177Article ID :
  • Rudy SilvaOwner :
  • Free Articles / LifetimeArticle Type
  • November 30, 2014Date Added :
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