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    FINANCIAL BANKING CRISIS DIFFERING RESULTS
    April 22, 2009 - United States

    Morgan Stanley has reported a net loss for the first quarter of 2009 of $177 million, or $0.57 per diluted share, compared with their net income of $1,413 million, or $1.26 per diluted share, the previous year. Net revenues were $3.0 billion, 62% below 2008's first quarter. Non-interest expenses of $3.9 billion have decreased 33% from that year. Compensation expenses of $2.1 billion have decreased to 46%, and non-compensation expenses decreased 9%, reflecting the lower levels of business activity and firm-wide initiatives to reduce costs. The results for the current quarter have been compared with the results of the first quarter of 2008. Wells Fargo has confirmed that it has made a record profit of $3.05 billion in the first quarter of 2009. The bank had announced that it would be making $3 billion because of the better-than-expected results at newly-acquired lender Wachovia. Revenue for the period has totalled $21 billion. These profits have reflected the business momentum that came from the newly combined Wells Fargo-Wachovia.

    BAY OF PIGS
    April 22, 1961 - Cuba

    President Fidel Castro of Cuba will make his first public announcements since the insurgent forces invasion on the bay of Pigs last week on TV and Radio nationwide, also the Russian leader Khrushchev has denounced the invasion and has stated publicly that he holds the United States directly responsible for this gangsterism against Cuba.

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  • All of us have a God in us
    by Earth Day, Kenya

    "...All of us have a God in us, and that God is the spirit that unites all life, everything that is on this planet. It must be this voice that is telling me to do something, and I am sure it'as the same voice that is speaking to everybody on this planet at least everybody who seems to be concerned about the fate of the world, the fate of this planet. Wangari Maathai-Noble Peace prize winner, Deputy Minister of Environment, founder Green Belt movement in Kenya...."
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    by Thomas Jefferson

    "...Our greatest happiness does not depend on the condition of life in which chance has placed us, but is always the result of a good conscience, good health, occupation, and freedom in all just pursuits...."

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  • Drug Abuse
    about Facts about Drugs

    Facts about drugs can protect against drug abuse. Legal drugs, such as alcohol and tobacco, kill more people than illegal drugs. Tobacco (smoking cigarettes) kills more people than any other drug. Illegal drugs including heroin, cannabis, ecstasy and amphetamines can have unknown or dangerous ingredients. Mixing drugs, especially with alcohol, can be fatal. Cancer Facts & Figures
    about Besides Lung Cancer

    Besides lung cancer, tobacco use also increases the risk for cancers of the mouth, lips, nasal cavity (nose) and sinuses, larynx (voice box), pharynx (throat), esophagus (swallowing tube), stomach, pancreas, kidney, bladder, uterus, cervix, colon/rectum, ovary (mucinous), and acute myeloid leukemia.

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ARTICLE INFORMATION :

a view at some easy solutions to health problems.

ARTICLE CONTENT :

Health and Beauty Tips In this article are some general health and beauty tips. I hope you will find them of use although don't forget to check the infomation on your cosmetics and skin care items to make sure you are not sacrificing health for beauty. Showers for Winter Skin Care As nice as a hot shower might feel first thing in the morning on a chilly day, do not make it too hot. This will make it more difficult for your skin to keep moisture.

Be aware of the temperature, and cool the water off a bit just before exit the shower. Your skin will fasten in more moisture, and you will keep away that nasty cold moment when you get out of the shower! Diet Right to Counter PMS If you do not like vitamin supplements or over-the-counter drugs, you can counter PMS by rearranging your diet. Carbs, vegetables, and whole grain cereal and bread can aid to ease PMS symptoms. Make sure to evade things like chocolate, coffee, and caffeinated sodas, as this can make the symptoms worse.

"Firming Up" Your Chin To conceal a double chin, get some brown like rose blush and apply it down your jawline from just under your ears to your chin. Use a very tiny amount of white powder on the point of your chin to complete the slimming effect. Shopping Tips When you're going shopping to look for new clothes, make sure you dress appropriately: loose-fitting dresses will make testing out outfits a lot easier. Also, be conscious that not all dressing cubicles mirrors are trust worthy--some are made in a way to make you look smaller!

Make sure to verify the clothes in your own mirror before you pull off those tags. And, above all, take a friend. A second opinion will help make sure you get just what you're looking for. Simple Blemish Safeguard It's not startling that just about anything by your face can have an effect on how clear your skin is. Make sure to keep the mouthpiece of your phone clean, and don't chew on your writing utensils --or, if you can't help it, wash those, too. browse practicalcures for extra details on this subject Easing a Cold There's no solution for the common cold, but there are a couple of things you can do to relieve the symptoms and get well more quickly.

Have a cup of warm water with table salt mixed in nearby at all times and, whenever you can, gargle with it. Ensure the water is warm, but not too hot, and that the salt remains mixed in. Doing that on a usual basis not only aids to cut down the cold, but also relieves your throat. Do Not Abandon Your Appearance Even if you are staying your house presently and nobody is going to see you, go through your usual hygiene habits. Stopping for a day could be harmful to your skin, hair, and teeth ... and keeping up will make you feel better, too.

Clean Your Brushes Filthy makeup equipment can build up with oil and germs with regular use ... and if you're prone to acne, this can be particularly disastrous! Cleanse your equipment and applicators at least once every fortnight. You'll be amazed how good this is.

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  • 4150Article ID :
  • Heidi LafloreOwner :
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  • November 28, 2014Date Added :
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